National insurance contributions (NIC) - What is a national insurance number?

National insurance is a tax on your earnings. This guide covers some basic information about NIC.

Last reviewed 13 August 2024

Contents list

Contents list

  1. What is national insurance?
  2. What is a national insurance number?
  3. How do I get a national insurance (NI) number?
  4. What are national insurance contributions (NIC)?
  5. What is a national insurance record?
  6. What benefits do my national insurance contributions (NIC) pay for?
  7. Frequently Asked Questions

What is a national insurance number?

Your national Insurance (NI) number is unique to you throughout your life but it is not a form of identity. It is made up of two letters, six numbers and a final letter.

Everyone who wants to work in the UK must have a Close National Insurance Number Number used to record your national insurance contributions and tax paid. See full definition . To obtain a Close National Insurance Number Number used to record your national insurance contributions and tax paid. See full definition , you must be 16 or over and resident in Great Britain or Northern Ireland.

You can start work without one but you must then apply for a national insurance number immediately. The law requires you to apply for NI number if you do not already have one and you are working or are intending to work.

To claim some benefits you will need to have a Close National Insurance Number Number used to record your national insurance contributions and tax paid. See full definition . If you do not have one, you should submit the claims for the benefit anyway and should ask that you are issued a Close National Insurance Number Number used to record your national insurance contributions and tax paid. See full definition . If the Close Department for Work and Pensions (DWP) Government department that is responsible for employment and welfare. See full definition refuses to issue one or delays your benefit claim, you should use the Turn2us Find an Advisor Tool to search for an advisor in your area.